Common Causes of Water Damage in Ann Arbor
Water Damage in Ann Arbor – Common Causes
Every year, thousands of homes and businesses across the nation are damaged and even destroyed by various types of water damage.
Homeowners in Ann Arbor are not unlike homeowners across the country. In fact, water damage is one of the most common problems among property owners in Ann Arbor. Water damage in Ann Arbor may result from flooding due to spring thaws or to bursting pipes. It may also be caused by damage to inner-walls due to moisture from a construction error. In any case, water damage can be highly destructive causing severe damage and costly repairs.
If you have suffered water damage in Ann Arbor or the surrounding area your first step should be to call a professional. In most cases your homeowners’ insurance will cover any repairs that result from common causes of water damage. Below is a list of the common causes of water damage in Ann Arbor:
Flooding is perhaps one of the most sudden ways in which water damage in Ann Arbor may occur. Flooding in Ann Arbor often takes place in the springtime along rivers and waterways. Flood waters that are considered gray or black water may contain harmful elements and should be avoided.
The water system in your home might suddenly burst. Slow leaking pipes are excluded from insurance policies as long term and ongoing events of deterioration, not sudden and accidental. Broken, damaged and burst pipes can cause serious damage to both real and personal property, including mold. As mold coverage is often a limited coverage, it is important to assess all available coverage under direct water damage. Insurance companies benefit by assessing coverage under a limited coverage available area.
Appliances can have pipes that suddenly burst leading to serious property damage. If your home was flooded and damaged, it is important that your policy is carefully evaluated to determine what coverage you have, and what can be recovered from your insurance company.
Flooded basements are common throughout many regions of the nation, and generally occur during flash-floods and weather events such as severe thunder storms or from a sudden pipe burst. Ann Arbor Basement floods can result in a surprising amount of water damage, and it is a good idea to make sure your policy includes coverage for this type of event.